Commercial Loans and Commercial Mortgage Loans
We offer owner occupied, partially owner occupied, construction, and Investment commercial real estate loans from $250,000 to $1 Billion Dollars in all 50 States.
We offer the following commercial mortgage types:
- Apartments & Mixed Use
- Assisted Care Facilities
- Business Investment Capital
- Business Loans without Real Estate
- Commercial Properties
- Special Purpose Properties; e.g. Car Washes
- Construction Loans
- Entertainment & Multi Media
- Equity/Debt; 100% Financing
- Equity & Working/Operating/Seed Capital
- Franchise; up to 100% Financing
- Hard Money; Interim Bridge Financing
- Hotels/Motels Loans
- Church Loans
- Land Development; up to 100%
- Mixed-Use Commercial
- Multi-Dwellings
- Non-Conforming Commercial Real Estate
- Office Buildings – Industrial & Retail Properties
- Retail Space
- ** New Stated Income Loans on Multi-Family (see below)
Here is why you should work with us on your commercial loans:
- Speed - you can expect a term sheet in 72 hours and a loan commitment within one week of submission of a complete loan package.
- Pricing - we offer some of the most aggressive rates in the industry.
We offer these different commercial loan products:
- Full Document Commercial Loans - 85% is the maximum we will lend; this is made up of a 75% first trust commercial loan And up to a 10% second trust commercial loan.
- Our minimum credit score is 660 however we do not allow any prior history of BK on our Full Document commercial loan product.
- Loan amounts from $250,000 to $15,000,000 Stated Income Commercial Loans – 80% is the maximum we will lend; we do not offer second trusts on this product.
- Our minimum credit score is 650 and no BK in the past 7 years is allowed.
- Loan amounts from $250,000 to $2,000,000 Commercial Bridge Loans – 70% is the maximum we lend; Second trusts are permitted but we do not offer them.
- There are no minimum credit score requirements.
- The commercial bridge loan is offered from, $1mm to $15mm, in most metropolitan areas.
General purpose commercial properties are allowed with a special interest in income producing properties.
- SBA 504 Commercial Loans – 90% is the maximum combined loan to value between our commercial loan and the SBA debenture.
- No minimum set credit score. Loan amounts from $500,000 to $7,500,000.
- B&I Commercial Loans – 90% is the maximum we will lend. No minimum set credit score.
Loan amounts from $1mm to $15,000,000.
- Non Profit Loans – 80% first trust commercial loans and up to 100% CLTV with a second trust.
**New Stated Income Multi-Family Programs**
Multi Family 5 units and up
1). CORE STATED INCOME PROGRAM
* STATED Income / Verified Assets * NO TAX RETURNS * LTV 70% * 25 Year FIXED Rate with NO BALLOON * Rates as low as 7.75% * FICO 575 and up * Loan Amounts 50K – 400K * Purchase, Rate and Term and Limited Cash out * Investment Property or Owner Occupied * Close in 3 Weeks.
2). ELITE STATED
* Stated Income / Verified Assets * LTV 80% * Rates as low as 6.42% * 30 Year Amortization * FICO 680+ * Loan Amounts 750,000 – 5M * Purchase, Rate and Term and Limited Cash out.