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Commercial Loans and Commercial Mortgage Loans

We offer owner occupied, partially owner occupied, construction, and Investment commercial real estate loans from $250,000 to $1 Billion Dollars in all 50 States.

We offer the following commercial mortgage types:

  • Apartments & Mixed Use
  • Assisted Care Facilities
  • Business Investment Capital
  • Business Loans without Real Estate
  • Commercial Properties
  • Special Purpose Properties; e.g. Car Washes
  • Construction Loans
  • Entertainment & Multi Media
  • Equity/Debt; 100% Financing
  • Equity & Working/Operating/Seed Capital
  • Franchise; up to 100% Financing
  • Hard Money; Interim Bridge Financing
  • Hotels/Motels Loans
  • Church Loans
  • Land Development; up to 100%
  • Mixed-Use Commercial
  • Multi-Dwellings
  • Non-Conforming Commercial Real Estate
  • Office Buildings – Industrial & Retail Properties
  • Retail Space
  • ** New Stated Income Loans on Multi-Family (see below)

Here is why you should work with us on your commercial loans:

  • Speed - you can expect a term sheet in 72 hours and a loan commitment within one week of submission of a complete loan package.
  • Pricing - we offer some of the most aggressive rates in the industry.

We offer these different commercial loan products:

  • Full Document Commercial Loans - 85% is the maximum we will lend; this is made up of a 75% first trust commercial loan And up to a 10% second trust commercial loan.
  • Our minimum credit score is 660 however we do not allow any prior history of BK on our Full Document commercial loan product.
  • Loan amounts from $250,000 to $15,000,000 Stated Income Commercial Loans – 80% is the maximum we will lend; we do not offer second trusts on this product.
  • Our minimum credit score is 650 and no BK in the past 7 years is allowed.
  • Loan amounts from $250,000 to $2,000,000 Commercial Bridge Loans – 70% is the maximum we lend; Second trusts are permitted but we do not offer them.
  • There are no minimum credit score requirements.
  • The commercial bridge loan is offered from, $1mm to $15mm, in most metropolitan areas.
    General purpose commercial properties are allowed with a special interest in income producing properties.
  • SBA 504 Commercial Loans – 90% is the maximum combined loan to value between our commercial loan and the SBA debenture.
  • No minimum set credit score. Loan amounts from $500,000 to $7,500,000.
  • B&I Commercial Loans – 90% is the maximum we will lend. No minimum set credit score.
    Loan amounts from $1mm to $15,000,000.
  • Non Profit Loans – 80% first trust commercial loans and up to 100% CLTV with a second trust.

**New Stated Income Multi-Family Programs**

Multi Family 5 units and up

1). CORE STATED INCOME PROGRAM
* STATED Income / Verified Assets * NO TAX RETURNS * LTV 70% * 25 Year FIXED Rate with NO BALLOON * Rates as low as 7.75% * FICO 575 and up * Loan Amounts 50K – 400K * Purchase, Rate and Term and Limited Cash out * Investment Property or Owner Occupied * Close in 3 Weeks.

2). ELITE STATED
* Stated Income / Verified Assets * LTV 80% * Rates as low as 6.42% * 30 Year Amortization * FICO 680+ * Loan Amounts 750,000 – 5M * Purchase, Rate and Term and Limited Cash out.